The debt to income ratio is a measure of how much monthly debt you have in relation to your monthly income. (more…)

The basic principle behind bill consolidation is using the equity in a property to pay off higher interest debt. (more…)

Take note of every single card that you own. Credit cards, store cards, etc., you should leave none aside. (more…)

Human desires are endless and can arise at any point of time. However, today cars are not considered mere desires but a need for your daily life. (more…)

Although there are some times when borrowing money is financially a sound option, there are other times when borrowing money will only lead to larger problems. Here are five times that it is unwise to borrow money. (more…)

After being in residential real estate over ten years, you think you have heard or seen it all. Late this last winter I was at a party and some new first-time homeowners shared with me their recent experience at a final walk-through before closing. (more…)

Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your credit score. (more…)

Discovering a sound investment opportunity is not always straight forward. With an array of investment means available it can be quite difficult trying to find an investment that will produce the greatest returns with the lowest possible risk. (more…)

I had an interesting experience with a real estate agent who I had contracted to sell one of my real estate investment properties recently. You are probally wondering why I would be selling off an investment property. (more…)

In young age you are energetic, full of glamour and perfection, but with time they all fade away. What were all beautiful and filled with colours change into gray. This is all but nature’s law and you should happily accept this changing phase in your lifetime. As you grow old your body gets easily susceptible to various physical ailments - you need to go regularly to the hospital; do various tests and then undergo treatments and all these cost you a fortune. To make yourself feel safe in old age you should get a senior life insurance. (more…)